I am with Nationwide on my RV.. assorted reasons I've been with 'em some years but when last I checked they said I was better off to stay put.
Was with Liberty Mutual on the car.. but they rasised the rates so now I'm with Progressive, LM offers "Full replacement plus" for cars. Don't know about RV's. I also do not know if Progressive offers that since my car I have 2000 deductable on
Which is to say I paid 2,000 for it used when I got it some years back and it no longer owes me anything.. Still runs good. It is a 2001 Dodge.