Insurance Cancelled

1968mooney wrote:

SidecarFlip wrote:

timmac wrote:
National Interstate cancelled on me as well, so I went with Safeco same protection and a $100 less per year, hope they don't raise me next year like many do.

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Be a good boy and they won't.... maybe.:Z

My view of insurance is a big Ponzi scheme with the insurance company pulling off a good percentage so they can live a lavish lifestyle while you pay for it.

Useing your view of Insurance Co., I am sure you don't mind so many Co.s getting out of the RV coverage business. Maybe the Gov. will declare all of them Ponzi schemes and no one will get coverage for their RV's.

I'm using SCF's view of insurance also.............

tropical36 wrote:

rk911 wrote:

tropical36 wrote:
...I have no brand loyalty with anything or anyone and it's apparent that they don't have any loyalty to their long term customers, either.

i’m curious as to how you would describe loyalty to long term customers? we’ve been state farm customers since 1970 and my folks had their auto insurance with SF for as long as i can recall. when i call i get a human in my agent’s office; my email queries are answered; the few claims we’ve had over the years have been handled quickly and fairly. what more can you ask?

I can ask for and receive the same service as you obviously expect, but at the best price possible, as well.
Actually, when switching to Allstate this last time around, not only did I save some money, but have probably received even better service. Now next time around, I may even end up with SF or Progressive again, to name a couple and have came full circle before. Now, why is it that when one's long term loyal company refuses to better or match a new offer, they'll let you walk and then with some years later, do you even better, when asking them for a quote?
You may want to test SF and their loyalty to you, by getting some quotes from others and see if they'll at least match it and assuming it's lower than your paying now...TOP TEN COMPANIES There's another thing with longevity and that's with vehicle depreciation and especially with RV's. Seems that once there's a value on your rig, it stays there, year after year and no matter how old it gets. Just look at your premiums year after year and for seeing if the rates are going up or down.
As for getting quotes, some find this lead useful, for cutting through the chase... QUOTE WIZARD

You said a mouthful. I just switched from Progressive to Liberty Mutual after 9 years. Saved about $500 per year with 2 vehicles full coverage, the 2017 TT, and homeowners and got higher coverage's across the board. Progressive was given the opportunity to match and opted to have us jump ship. Liberty Mutual also issues policies on a yearly basis, not every 6 months.

Its a racket. Progressive has "accident forgiveness". Go ahead and have an at fault and see how you are forgiven. When the 35% rate increase hits next renewal they'll be happy to explain how your rate did not increase but you lost your "safe driver" and "accident free" discounts. To them it's not a rate increase but a loss of discounts, to you it's a 35% rate increase LOL.