Insurance wtf???
Getting ready to close a deal on a 2008 Winnebago Journey 39z. Calling around getting quotes for insurance. Comprehensive and liability of course. I'm getting quotes between $2000 and $2500 a year...
Forum Discussion
NCC-1701 wrote:KPetrick wrote:
If you are on the coast you may be paying more because of the territory that your RV is garaged in. Have you called us? We can shop Foremost, National General, Safeco and Progressive for you.
Keith
Director of Good Sam Insurance Agency
That's interesting because when I quoted Good Sam Insurance it was 35% higher for the same coverage than what I had, which was Progressive, and then I moved to Farmers, which is done through Foremost, and cut 40% off my Progressive rates. Since you have access to both of those, I wonder what went wrong with the GS quote I got?
To the OP...Foremost/Farmers was the best quote I had on RV insurance in many years. Glad I'm not paying the kind of rates you guys have down there.
Nothing went wrong, they added in their cut which apparently is 35%.
We just dropped Progressive after close to 10 years. Despite "accident forgiveness" an at fault single vehicle accident in 2016 caused a rate increase of 35 to 40% under the guise of "you didn't receive a rate increase, you lost safe driver and accident free discounts".
Liberty mutual came through this time. 2015 GMC 2500, 2011 Honda CRV, 2018 Kia Soul, 2017 Rockwood TT, $1.5K per year. 300/100/300, full coverage on all,$1K deductible. Thats with the knowing what a lug wrench is discount, and proving that you have enough common sense to not let your 5 yr old nosepicker run loose and get lost in the workings area of service area.
