Progressive Insurance questions

rgatijnet1 wrote:
As I do every year, I check with numerous insurance companies to get competitive quotes. I have a very good driving record with zero claims.
As a point of reference, I have never found any company that could beat my existing company in the last 5 years. Recent quotes from the following companies are similar to what I get every year.
State Farm, +$515 over my existing
AARP/Hartford, +$478
Travelers, +$450
Geico, +$505
Nationwide, +$550

And then I get this quote from Progressive that is $471 LESS than my existing policy for a year, even tho they only write 6 month policies.
I have never been with Progressive and this is the first year that they have even been competitive.
Has anyone had experience with Progressive "low-balling" a quote to get the new policy and then jacking up the price next year, even without a claim.

What's the diff and the main thing is for keeping an eye out for increases and shopping around, like you have been.
Usually with widespread prices, it's because of the amount insured and have found that the amount they will insure you for, is based on how bad they want your business. In other words and like an agent once told me, under the collar, go for the lowest amount for seeing if it will be accepted and in case of a total loss, they'll still have to pay the value. As always, will you get full retail without an argument, but have found that's not so difficult either, once you're known to stand your ground?