Forum Discussion
msmith1199
Feb 04, 2018Explorer II
I have progressive and I've never had a claim. My rate kept going up for a while until I called and asked why. Since I had been with Progressive since I first purchases my motorhome, I got full purchase price replacement on it. What I didn't realize is Progressive keeps that coverage forever. I paid $155k for my motorhome and some 10 years later it was still insured for $155k in the event of a total loss. Turns out that coverage gets expensive the older the motorhome gets. It's nice coverage to have but it only pays off if you have a total loss of the motorhome. So I convinced them to reduce my coverage to the amount of the loan balance. That was a few years ago.
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