SJ-Chris wrote:
How about this...perhaps look for a LEGAL workaround that still gets you what you want/need. If the question is about whether or not you have another REGISTERED vehicle in the household, then what would be the LEAST expensive way to answer that truthfully? Would a motorcycle or even an old motorized scooter count as a "vehicle"? If so, can you buy a VERY inexpensive (...I'm not even sure if it would need to be functional) motorcycle and register it with the DMV? (Note: From what you provided us, it doesn't even ask if you have this extra "vehicle" insured or not...just "registered"). I believe registering a motorcycle is much less than a car. Maybe you could buy a pile of parts motorcycle for $100 and register it for very little and then you can answer the question from Progressive truthfully. Then, make sure you keep it registered. Just a thought. Even this is a bit "off" in my mind, but at least you would be able to honestly say that you answered their application question truthfully.
Do not lie on your application...it could turn out very badly for you and your family.
Good luck!
Chris
Even this gets pretty sketchy. If it was done clearly with the intent to mislead...they may still call it fraud and the court may agree.
Better to buy a $500 beater that runs...and ask for confirmation in writing that your plan is acceptable. If you get an email back that it's good, nothing to worry about.
