Forum Discussion
rgatijnet1
Aug 19, 2015Explorer III
CA Traveler wrote:rgatijnet1 wrote:Agreed. And then what happens when that limit (or whatever limit you have) is reached?CA Traveler wrote:
BTW Do you know what happens when the insurance company expenses (legal etc) reach your coverage limits?
Then my umbrella policy kicks in. Something everyone should have. :B
My understanding is that that insurance is done with the case and you continue the case without further backing from the insurance company.
But it was a concern. While we had $1M in coverage the minister burned through 4 law firms before settling his bogus $500K case for $20K. And BTW he didn't file the claim until he found out how much coverage we had.
If I wanted to be totally safe from a lawsuit I would never drive on a highway, stay in my house 24/7, have my groceries delivered, and so on. I am not too concerned when I follow the ACTUAL laws rather than what is published by some website trying to sell me something. How many times have we seen people post about the salesman at a dealer? If his mouth is moving he is lying. Well, the same goes for websites that are trying to sell toad braking systems. None of them actually back up their claims with statute numbers and many of them just distort the facts by calling a toad a trailer.
As I have mentioned a bunch of times, I use an auxiliary brake in my toad, BUT, and this is important, I have never found ANY State that requires it by LAW. Opinions are not LAWS.
I challenge anyone to contact ANY State and post the actual reply that they have gotten, naming the person responding, that says specifically that auxiliary brakes are required, BY law.
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