Where to register/insure when full time
I did a search for this type of info and didn't find anything in the forum. Since wife and I plan on going full time when retired my question is if you go full time and do not have a permanent residen...
Forum Discussion
TechWriter wrote:
If you'll be under 65 when you begin full timing, then forget about the "Big Three" full timer states (SD, FL, and TX). Currently, the Big Three states have lousy full timer health care options for those under 65.
As a full timer, you want a nationwide PPO plan which typically means a plan by BCBS. None of the the Big Three has this.
For those under 65, the cost of buying health care insurance will be much, much more than mail services -- or possibly even paying state taxes.
Look at Nevada as a domicile -- it has no state income tax + every county in Nevada offers nationwide Anthem BCBS PPO plans.
Depending on the age of one's RV I would be careful about choosing NV as we have what is called a Government Services Tax that is based on the year and MSRP of the RV.
While it does go down each year based on a depreciation schedule, it can be pretty expensive in the beginning. For an example a 2016 coach with a MSRP of $350,000 the tax would be approximately $5,000. That will go down 5% the first year and then 10% each subsequent year.
My coach is six years old and my GST for 2015 was ~$1,200.
