Roadside Assistance from State Farm vs. AAA RV

I have State Farm for 40 years, I have not used the roadside assistance in 5 or so years but it was not what I would all a traditional Roadside assistance. It was up to me to get towed, tire repaired or whatever and pay for it. Then I submitted the paid bill to State Farm for reimbursement, the they sent me a check. I see it as more of the road side reimbursement than a SERVICE. Doe anyone know is this still how they work?