Who do you use for Insurance?

Used Good Sam's insurance at first but turns out my auto insurance offered same coverage at a lesser price.
Now I have TV & TT covered by the same company so there's no issue who covers the damage.

pitch wrote:
I am I wrong or is everyone else. The insurance on your trailer is not in effect when it is hooked to your truck! Your auto policy covers it.
The insurance on your camper covers it when parked or stored. The trailer policy covers in storage or use. Theft fire trees fallin hail,pretty much anything that occurs when it stand alone.

Am I wrong, This was always my assumption!

may depend on the insurance company. In my case when hooked to the TV the TV insurance covers property damange, liability etc that may be caused by the trailer or towing combo. I'm not sure if damage to the trailer is covered when connected or if that relys on a trailer specific policy.

When unhooked that insurance goes away and you rely on a trailer policy to cover damage liability etc.

But again, check with your insurance company to determine exact coverage.

I am I wrong or is everyone else. The insurance on your trailer is not in effect when it is hooked to your truck! Your auto policy covers it.
The insurance on your camper covers it when parked or stored. The trailer policy covers in storage or use. Theft fire trees fallin hail,pretty much anything that occurs when it stand alone.

Am I wrong, This was always my assumption!

Trackrig wrote:
State Farm, the same people that insure everything else I have.

Bill

Yes!

We recently shifted everything to Mapfre insurance. Tough to get home owners on an island and tough to get an RV covered Massachusetts. They did both saving us almost 3 grand a year from our previous policies.

Dave

Another State Farm here.

Acdii wrote:

ktmrfs wrote:

Trackrig wrote:
State Farm, the same people that insure everything else I have.

Bill

x2 on State Farm.

IMHO the best choice is to use ONE insurance company for all your insurance needs. that way no overlap or gap's in coverage or arguements on who covers.

Yes it is. Unfortunately, State Farm, nor Farmers Insurance wont cover my Farm. Ironic, eh? Very few insurance companies have insurance for properties with a barn and equipment riders. All my autos are under Gieco which made a huge difference in prices. It would have cost more to insure the one trailer than 2 trucks and a car combined.

my trailer insured with state farm (along with my other vehicles) costs $102/yr for liability, comp, collision, etc. with a $1,000 deductible. my cargo trailer with same coverage is $29/yr.

ktmrfs wrote:

Trackrig wrote:
State Farm, the same people that insure everything else I have.

Bill

x2 on State Farm.

IMHO the best choice is to use ONE insurance company for all your insurance needs. that way no overlap or gap's in coverage or arguements on who covers.

Yes it is. Unfortunately, State Farm, nor Farmers Insurance wont cover my Farm. Ironic, eh? Very few insurance companies have insurance for properties with a barn and equipment riders. All my autos are under Gieco which made a huge difference in prices. It would have cost more to insure the one trailer than 2 trucks and a car combined.

Trackrig wrote:
State Farm, the same people that insure everything else I have.

Bill

x2 on State Farm.

IMHO the best choice is to use ONE insurance company for all your insurance needs. that way no overlap or gap's in coverage or arguements on who covers.

Holy ****, online quote from Good sam is nearly $2,000 a year. The others are more than that. Currently paid $230 a year on the old trailer Been on hold for an hour now with gieco trying to get a quote and remove the old trailer.

EDIT, 2 hours later on hold, finally got through. Less than 1/4 what all the others listed for insurance which includes full cost replacement. $440 a year opposed to nearly $2000 a year.

Thanks for the replies. Sticking with Gieco for now.