falconman wrote:
I recently noticed a suspicious credit card charge on my Master Card for $375.00 from an online merchant. This charge came one day after using the card at the Loves gas station in Buckeye, AZ. Follow up with the merchant and my card issuer confirmed a fraudulent transaction. So, how does one protect themselves at these places?
Back to OP's question . . .
First, I'd suggest putting a 90-day security freeze on all your credit reports --
Equifax,
Experian, and
Transunion. If a lender can't pull your credit report, it isn't likely to grant new credit to someone else in your name. BTW, each one of these agencies will try to sell you credit scores, monitoring services, etc. Don't bother.
Second, you're entitled to a
free credit report at least once a year from each one of the three credit agencies. Request a credit report from each one. When you get them, take a close look at the data they have on you -- especially personal info. If incorrect, ask them to correct it.