Wow, glad you caught this crook in time to protest the charges with your card and put a stop to the nonsense! Thats one of the really nice things about paying wth plastic - You have some recourse, leverage in case someone tries to give you the shaft on a purchase.
Sounds a little like Mr Floodman may have been trying to stall you until it was too late to protest the charges with your card. If that had happened, it would have become much, much more difficult to get your $$ back (you may well have had to take him to court).
Had a company try that once on me, when we had once put down a deposit via credit card, and later had to back out on the deal. They canceled the deal no problem, kept saying they'd re-credit my credit card. Kept watching my account, credit never came through. Every time I'd call the company asking when the credit would come through, they'd have another lame excuse why they hadn't done the credit, putting me off a few more days. Kept saying no need for me to protest the chrages.
It became very obvious what they were trying to do (stall until too late to protest the charges). Finally, after almost 2 months (and just days before the 60 day cutoff for protesting charges on our card), I told them to never mind, I'll just protest the charge and solve it that way. Problem solved, got all the $$ back.
Anyway, as tempting as it is to tell you what I think of service contracts, I'll honor your wish and not do that. I'm just glad you were smart enough to avoid being taken with this. :)
