Good discussion and timely for me as I begin to look at retirement plans and how to cover the health insurance gap between employer group coverage and Medicare. I've looked at co-op programs before and will look again, as they fit my belief system.
I was self-employed for 25 years before my current employment, so I have experience in both sides of providing and acquiring health care coverage.
Also looking into VA healthcare, but that doesn't help with spousal coverage and even though I have a good friend who is currently a doctor in the VA, navigating the paperwork mountain isn't easy.