This is always a tough situation. For the most part my wife and I have done what we wanted through the years and tried to give the kids a good life. We ran up some bills but it is what it is. 2 years ago when I was diagnosed with incurable cancer at age 49 it was a huge blow. My wife asked what I wanted to do and I said I just want to camp more. We camp every weekend that we can. It is not great on the budget but the time we spend together is priceless. I am in remission now but I will never know when this will hit again. We are both working but we are getting our camping in, 2 weeks away from our first week long vacation in a year. Long story short, you got to do what you got to do, we tell the kids all we are leaving them are the bills...