Well, I'm on the 'finance' side (it seems there are lots of 'sides' to this post). Three years ago I was diagnosed with breast cancer and had a double mastectomy (no chemo/radiation, thank goodness!). I also found out that I carry a gene that raises the risk for another cancer. I'd always dreamed of having a trailer and didn't personally know anyone who had one. When I became eligible to receive a portion of my ex's retirement, I realized it would just make a payment on a travel trailer. I was 62, single, (2 yrs ago)and decided that if I didn't take this risk and buy a trailer I'd always regret it. If I waited until I 'saved up' it would never happen. Life it too short---and I want to be able to enjoy my summers for the next few years (I'm a teacher and have summers off). If my cancer returns (heaven forbid) at least I can say--I jumped out on a limb, took a risk and had fun(it scared me to death to learn all the stuff newbies have to learn--and I'm still learning). I've also provided fun times for my adult children as well. As many have posted, make the choice that works for you and we'll all have many great memories.