RV Financing / Zero Down Options?

Call a credit union; join if you have to. They will bend over backwards to beat the RV dealer's interest rate. I bought my first trlr 2 years ago, no money down. The dealership's finance guy was actually mad at me, because I told him I wasn't going to fill out their credit approval form--I said, "Don't bother sending it through; I've already got financing." He said, "I can do better than your interest rate." He offered a lower one, and I told him I wanted to call my C.U. They said, "we can go lower, and we will match/or beat whatever he offers." Then the finance guy wasn't happy. I said, "What to you care; you're not paying for this trailer?" Credit unions are amazing!