I'm not going to advocate improper wiring... but as is often the case the boogeyman stories on this forum are in full circulation.
Accidentally try to energize the neutral and it won't leave your property. The neutral is grounded at your entrance, the power pole, and every pole down the line. Might damage your genny, your appliances, or you if the genny neutral should happen to be tied to the frame (should not be).
Any trained lineman will never handle an ungrounded line. They will always handle with protective gear or test and follow up with attaching a grounding lead before working. No one trained in working on live circuitry will let their survival hinge on the action or inaction of others.