Water-Bug wrote:
In general, the Blues (Blue Cross/Blue Shield) are universal. They vary from state to state but in most states the health care providers accept the out of state Blues on the same terms as they accept the local Blues.
EDIT. My previous employer provides health insurance through BCBS of Illinois, for employees in 5 different states, because they are headquartered there and don't want to negotiate policies in 5 different states.
EDIT 2: If you select a health care provider that doesn't accept BCBS, you are going to pay no matter where you are. If in doubt ask, when you make the appointment.