For a few the ACA will be a good thing....but for most it is a horror. Hugh deductables and higher cost. Also....what you see now I bet will be different in a year when millions lose employer coverage. Also there are many doctors that will not accept many ACA plans and are dropping medicare because of the rates of pay. This I feel is the start of the end of care as we know it. I hope I am wrong. As for us my wifes employer provides insurance...for now. They had to drop BCBS because of a 35% increase in premium caused by the ACA. There is no free lunch folks.