I/We carry 24/7/365 except gubmint buildings, and other places where not allowed. I've been in parts of Southern Texas at night with the wife holding her sawed of 16 ga. pump just in case. Border Patrol stopped us twice and warned to keep moving and do not stop just before so she got prepared. Southern Texas is such a beautiful place to visit in the daytime. I keep a 9mm shouldered most of the time traveling. At home I'm satisfied with a .38 air weight in pocket.
It is your right to carry or not carry, but I like the insurance.
I am afraid of Griz and Gators but people-----------never saw one that I was afraid of.
Marvin
PS, We don't bother with the States that don't allow firearms nor do we visit Canada or Mexico.