Phase separation does NOT require a particular temperature range or time frame. It is caused by exceeding the point at which the fuel blend (10% Ethanol) can no longer absorb any more water, but the ethanol can still absorb more water and it's available to be absorbed. When that threshold is surpassed the water-laden alcohol drops out of solution with the gasoline. At that point you no longer have 50 gallons of E10 in your tank, you have 45 gallons of E0 gasoline and 5 gallons of straight, albeit water-laden, Ethanol. When that hits your engine, the fertilizer hits the rotary air circulation device.
Funny, that is not what you said before? LOL
In fact YOU capped NOT for emphasis.
Move goal posts much? LOL
You need a better source than Wiki. It's failing you.
I'll give you a clue. The reason 99.99999999 of the general population has never heard about phase separation is because it about as rare as finding a 3 pound of gold in your grandma's attic.
If knew anything about engine controls and it was common, the engine would get a big gulp of water and alky and go dead lean and instantly set a misfire and lean code.
BTW, I've seen fuel samples in my county and they were all to spec except one sample in 13 years. If you think you have a fuel problem with adulteration I suggest you talk to your local W&M officials. They are there to help you.