What is up with "Park Model" homes?

[jeshoffstall]

My wife and I continue to camp at the same CG over and over and had considered getting a seasonal site there to save the hassle of dragging the camper 3 hrs each way on weekends.

The owner of the CG is a dealer for a manufacturer of Park Homes that are constructed of logs and look very much like a small cabin.

Not only can we not find anyone that wants to finance the purchase (USAA recinded my pre-approval after finding out it as a park model), no one wants to insure these things.

Is there some negative bias in the industry about Park models?

Thanks!
Jack

[Francesca_Knowl]

Weird that USAA rejected your application- or was that just the financing end? I ask because this USAA insurance page specifically names Park Models as among the rigs they cover.

And it looks like there are lots of other folks that will insure them, too, including one of the biggest RV insurance outfits in the business,
Blue Sky

Borrowing-to-buy is different, I guess...maybe finance by borrowing through your home mortgage company?

[magnusfide]

I have to wonder. Can it be put on house insurance? Perhaps Good Sam's insurance has a policy? We like those park models.