My
concern about Scotch Locks is the fact that they don't give any leeway. If the wires are too small, the connection will be poor. If the wires are too large, and it chops too much of the wire away. Plus, if one reads audio forums, the posters (usually guys installing the new radios and alarms) really dislike those. Add vibration and the narrow contact spot, and this might be asking for trouble down the road.
I think it is a split between crimping and soldering for a marine grade connection, assuming quality tools and materials (for example, the lugs not allowing the wires to protrude, and using a decent crimping tool that makes two crimps, which is important on larger gauge wires.
My only concern with soldering is about vibration, and one has to be perfect doing the work, being meticulous that the solder was at a high enough temperature to seal the joint effectively.