So..... the insurance appraiser came to day and just as I thought..... she figured it was totaled. She had to go back to her office and do some more research but she went over it with a fine tooth comb and found things that I didn't even notice. I should know by Friday how my insurance company wants to handle it. I did ask them about buy-back and they do allow that but nothing will be negotiated until they have a dollar amount of a payout (minus my $250 deductible of course!). It doesn't really take much damage to jack a repair price up. The appraiser thought there would be at least 40-60 hours in labor alone to repair the roof and at RV repair shop rates, that adds up quickly. Not to mention the other miscellaneous damage. They would pay for all OEM parts too if that would even be possible with a repair like this. So it looks like I am out of the TC life for a while. I don't have any intention to look for another one right off. I was able to purchase this one in the spring of 2012 for a really great price and I am sure I will not find a deal like that again for a while (if ever!).... Probably will take this opportunity to get rid of the problematic 6.0 dually as well. I just sunk $2500 into that earlier this summer and now, not having a TC to haul with it, it will sit even more........My son has a Palomino Bronco pop-up TC that we can use but we have a little repair work to do before we head out. Thanks for the advice that all have given......