1) I have a tow vehicle. Although I am not sure how much my Ram 1500 can tow.
2) Not living in it full-time as I still live and work in another state.
3) I don't plan on moving it...even though it can be moved. It is currently on a lot in a very nice lakeside resort. You would think towing it would be more likely to have an accident than parking it on a lot.
All good questions.
I guess I'll have to wait until I purchase it.
Thanks.
Insurance as a residence is different than recreational vehicle insurance.
People living in RVs full time may have higher claims than people who tow 3-4 times per year but that's why you need to ask them what the concern is. I was just speculating on why it might be an issue.
Unless your half ton is a unicorn with max everything ratings, it's likely going to be over the ratings, so while insurance rarely asks about it, I wouldn't point it out.
