Insurance and RAM 5500
I am looking for insurance options for my new RAM 5500 flatbed and Northern Lite camper. USAA surprised me as they will not do it. I want to protect the camper on or off the truck. Any recommendati...
Forum Discussion
greenno wrote:
Had a separate policy for just the camper when it's not mounted on the truck. A little under 3 bills for 35k coverage if I remember correct and it was through Progressive. Use to store the camper at a separate area from my home. Sold my boat so camper sits where that used to be, set back from the street alongside our long driveway.
Camper is covered 100% when it's on my F350 so I'm covered there as well.
My understanding is that a truck camper is covered by your homeowner's policy when it is off the truck and sitting at your house, and covered by your vehicle's policy when it is on the truck. But if you take it off the truck anywhere else like a campground (if, for instance, you need to get some work done on your truck and they need to keep it overnight.) it's not covered by either policy.
