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Capt_Eddie's avatar
Capt_Eddie
Explorer
Apr 04, 2015

Insurance for truck campers.

I just had a review of my insurance. I have one provider for all of my insurance needs. One home, one rent house, five vehicles. I was informed that my truck camper was only covered for $1000 while sitting under the carport. And while one a truck it was only covered for up to the cost of the truck. Meaning no additional coverage for the $25K of the camper alone. If the campers is damaged but not the truck the camper coverage is the same as the truck. With depreciation. I was supposed to have all this coverage issues handled in 2008 when I bought the camper. It has been on three different trucks. And when I place coverage on the new trucks I get an additional rider for the boxes and bed. But now they say the camper most have it's own policy. To cover it on or off the truck. How do others here handle insurance on a 4500 flatbed and camper?