It only takes a second....
Hey all, Been a long while since I posted, mostly because I haven't had much new to say or offer. But I'm going to make one last post to offer a cautionary tale of how things can change suddenly a...
Forum Discussion
Mr. Smith,
Glad you are okay and sorry about the accident. As one who has worked in a claims department for a couple insurance companies, I would not wait on the other driver to report and accept blame. I saw it all the time, the idiot makes up some lie. Did you get a police report, I hope so? If you have the coverage I would use your own insurance and let your insurance company go after the idiot. I know in California it is illegal for your insurance company to raise your rates if you are not at fault in an accident, not sure about AZ. You should at least get checked out by a doctor as well, as it sounds like it was pretty serious of an accident and you do have some pain and suffering. (if you have an injury on the claim at least it will give the driver another point on their record turning it into a 2 point accident for them) hopefully when they see their insurance costs raise they won't be so impatient on the road.
Do you have any pics you can post of the damage?
Glad you are okay and sorry about the accident. As one who has worked in a claims department for a couple insurance companies, I would not wait on the other driver to report and accept blame. I saw it all the time, the idiot makes up some lie. Did you get a police report, I hope so? If you have the coverage I would use your own insurance and let your insurance company go after the idiot. I know in California it is illegal for your insurance company to raise your rates if you are not at fault in an accident, not sure about AZ. You should at least get checked out by a doctor as well, as it sounds like it was pretty serious of an accident and you do have some pain and suffering. (if you have an injury on the claim at least it will give the driver another point on their record turning it into a 2 point accident for them) hopefully when they see their insurance costs raise they won't be so impatient on the road.
Do you have any pics you can post of the damage?
