Forum Discussion
carringb
Mar 27, 2020Explorer
parker.rowe wrote:
Interesting. I have never had an insurance company ask me if I had an aftermarket gas tank.
I would not expect them to ask about it, but if you ask them, they'd have to disclose any applicable exclusions. You hopefully have been sent your full policy details including all exclusions, and should find it in there, if it exists.
Exclusions vary widely by carrier and state. I picked my current carrier because it had hardly any exclusions, other than "ride-share" (uber/lyft etc) or other passenger hauling for hire. But I had another carrier previously that had a blanket exclusions for "suspension modifications". I asked them about airbags, and when they couldn't give me a straightforward acceptance, I figured I could be in for trouble if I ever had a claim especially since I've basically done a whole E450 axle and suspension swap front and rear.
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