Newbie Q: Truck Tow Capabilities.

[ELCO5280]

My wife and I are interested in a '14 Keystone Passport 2650HB Grand Touring for our family of four. We will use this for 4-season camping traversing the Rockies frequently.

TT SPECS:
Specification Description
Length 29'4"
Width 8'0"
Height 10'7"
Hitch Weight 540 lbs
Dry Weight 4,876 lbs
Cargo Weight 2,324 lbs

TV: '02 Ram 1500 Quad 4X4 w/ Sport Tow Package SPECS:
Curb Weight: 5,260
GVWR: 6,650
Payload: 1,380
GCWR: 11,500
Max Trailer: 6,100
Axle: 3,900 Front/Rear Each

With truck fully loaded with 2 small kids, wife and I along with bikes, food and day gear we're around 6,000lbs GVWR and 640 lbs left of payload. I'm thinking if we added an additional 2klbs to the trailer making it 6900 lbs we'll have exceeded the GCWR 11,500 (Truck: 6000 + Trailer: 6900= 12,900) by 1,400lbs, as well as the payload (even at 10% GVWR 690 lbs) with the hitch weight.

Am I right on my understanding of tow capabilities? Do we need to be closer to a 4,000lbs TT?

This is pretty confusing and don't want to make the wrong choice for our TV.

[downtheroad]

I think you have done a nice job with your numbers and with interpreting them. You are going to be over your payload capacity. In my opinion, that's the biggie, even more so than being over the towing capacity.
Looks like the classic bigger truck or smaller trailer situation.

You are smart for doing this kind of research before hand.
and...welcome to the Forum.