Forum Discussion
Ralph_Cramden
Jul 25, 2018Explorer II
joshuajim wrote:azdryheat wrote:
Doesn't matter the cause, insurance will buy him a new truck
Nah... they will buy him part of a new truck.
About 3/4 of a new truck usually and maybe not even that depending on if he was upside down and by how much. Then again he may have had "new car replacement" or whatever his insurance company of choice calls it. Then, if he can get around the verbiage and jump over the hurdles, they may buy him a new truck.
Its not unlike "accident forgiveness". Give that a try its great. Sure they dont raise your "rate" or drop you. Just wait until the next renewal and see what you pay when you lose discounts such as accident free and safe driver. They forgive you and technically the rate doesnt go up, but the loss of the discounts results in about a 30% increase.
Insurance, legalized thievery since 1852 lol.
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