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Forum Discussion
Congratulations on being debt free, and building a great emergency fund - for us there's nothing sweeter. Hubby is a "I want it now" guy and I'm a "save for it and appreciate it more" person.
To each their own but apart from mortgages to leverage for properties that built our net worth/retirement over several decades, the past 10 years we've been totally consumer debt free. Admittedly we make things last a lot longer than most do and always question "do I want it or do I need it?". Invariably 90% of the time its the former.
Kudos to you, you deserve to be very proud of your achievement and being true to your long term goals.
To each their own but apart from mortgages to leverage for properties that built our net worth/retirement over several decades, the past 10 years we've been totally consumer debt free. Admittedly we make things last a lot longer than most do and always question "do I want it or do I need it?". Invariably 90% of the time its the former.
Kudos to you, you deserve to be very proud of your achievement and being true to your long term goals.
