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Well I didn't mean for this to be a debt free topic but since were talking about it I will have to say that I have more money, go on more vacations and buy more stuff then I ever did when I borrowed money. I make much better and more reasonable decisions about my purchases since everything I buy I pay for with cash and in full at the time of purchase. I have gotten so against payments of any kind that I only have I think 5 payees on my online banking account and they are all ones you never pay off like electric, phone, internet and water. Other then that its the mortgage and life insurance and that's pretty much it. I even pay my home owners and car insurance in full when they come due. Why? because I pay zero interest to anyone other then my mortgage which is at 3.5 percent so I really don't pay them that much either as my house is nearing being paid off. I haven't possessed a credit card since 2006 either or had any loans of any kind in my name. Its really awesome actually. I rent cars, hotel rooms everything everyone else does all with a debit card. Don't let anyone make you think you have to have a credit card and as far as mileage, screw it I don't want their lame handouts that they steel in my opinion from the sellers by charging them for credit payments. we all pay for that stuff by paying more at the purchase as they pass the credit card fees on to us then they take their part and give us a meager percentage as a reward? Screwem I'm not playing that game with them, sorry but that's how I feel. Anyway I'm glad to be back and never really wanted to sell my other RV but I was in debt too far on it and my daughter was into soccer so it wasn't getting used enough to justify it at the time. I"m back now with bells on and ready to hit the road and camping trails!