Total loss
Major badluck on Tuesday, I was waiting in trafic during a white out 60 miles from home. There was no one behind me so I knew I was vulnerable. Then sure enough, out of the blizzard came this tiny ca...
Forum Discussion
Grit dog wrote:spoon059 wrote:
Glad you are relatively okay. Too bad about the truck. I'm sure it didn't have much "monetary value", but it was a solid truck that was likely paid off and got the job done for you.
If it is indeed totaled, I would look into suing his insurance company to help offset the cost of a new truck. I am not a litigious person by nature, but your truck probably has a low value and a replacement vehicle will probably be in the mid to upper $40's. Why should YOU have to absorb the cost of the $35,000 difference between what insurance will likely offer and the cost of a replacement? The wreck was not your fault..
Good luck. You can replace vehicles, you can't replace you.
Sounds pretty litigious to me.....
I guess a $40 k replacement is what is due to someone who gets their $6k truck totaled!
Hopefully the OP has more sense than you and does.not sue for what he is not due.
Personal injury coverage, legit. Replacement vehicle at least in the same condition/ miles as the totaled vehicle, yes. Getting a replacement that cost 5x more than the heap you just had totaled, fraud.
Wonder why my insurance premiums just went up??? Now I know why......
Or maybe you didn't notice the pics of a rusted out, 440000km truck.
I'd be p!ssed that someone whacked my 12v Cummins as they are solid engines, but the rest of the truck is about clapped out.
You are right, it's mostly about the engine. the rest was still in good shape but showing signs of age. Rust was minimal, none on the frame as I did undercoat while I lived on the West coast. I like the fact that the 2nd gen 12v relied on very little electronics. As to getting a similar truck in terms of general condition plus single owner, I'd have to look hard and pay at least 8k with high mileage. Regarding mileage potential, I have met several RV haulers who drive their 2nd gen until they die, at about 1.2 million miles! I am still thinking of fixing it, because the damage is minor and there is emotional value attached to the vehicle, but first I need to see the amount the insurance will agree to pay.
As to getting full compensation through the courts, we have the no fault policy in QC, so I doubt that avenue is worth pursuing. I got hit by a company vehicle, so perhaps there is something there. It was pure negligence in my view.
