Forum Discussion
NewsW
Mar 01, 2012Explorer
Rickatic:
Let's be clear for anyone new joining this discussion:
There are 2 avenues to get the bill paid with a warranty denial for cases where the owner is not at fault (e.g. putting DEF in fuel tank) and where accurate records are kept.
A) If Ford says it is water in fuel
(No obvious negligence like continuing to drive 3 weeks with WIF light lit).
If you have a receipt from the place where you last bought fuel, and the company is a reputable one (not Azim's cheap no name diesel by the barrel, or Uncle Tom's first rate biodiesel from the farm down the road):
The Fuel dealer's supplier, e.g. BP, Exxon, etc. will normally just pay the repair bill
B) If the Fuel dealers don't, and you have comprehensive insurance coverage, that is covered less the deductible up to the limit of the policy unless you have a non-standard comprehensive policy.
e.g. if you have fire and theft only, too bad.
-------------
Insurance companies bundle these claims up, and watch for unusually large amounts paid out for certain manufactures / fuel dealers, etc.
When they feel the evidence is good enough (which is well below the standard of proof in law), they simply send the offending party they identified a bill for the claims paid out.
The offender may dicker a bit, but normally, they just pay up and shut up.
In this case, it is either going to be Ford or more likely, Bosch.
That all happens in background, as the moment you file an insurance claim, you have granted the insurer subrogation rights.
Let's be clear for anyone new joining this discussion:
There are 2 avenues to get the bill paid with a warranty denial for cases where the owner is not at fault (e.g. putting DEF in fuel tank) and where accurate records are kept.
A) If Ford says it is water in fuel
(No obvious negligence like continuing to drive 3 weeks with WIF light lit).
If you have a receipt from the place where you last bought fuel, and the company is a reputable one (not Azim's cheap no name diesel by the barrel, or Uncle Tom's first rate biodiesel from the farm down the road):
The Fuel dealer's supplier, e.g. BP, Exxon, etc. will normally just pay the repair bill
B) If the Fuel dealers don't, and you have comprehensive insurance coverage, that is covered less the deductible up to the limit of the policy unless you have a non-standard comprehensive policy.
e.g. if you have fire and theft only, too bad.
-------------
Insurance companies bundle these claims up, and watch for unusually large amounts paid out for certain manufactures / fuel dealers, etc.
When they feel the evidence is good enough (which is well below the standard of proof in law), they simply send the offending party they identified a bill for the claims paid out.
The offender may dicker a bit, but normally, they just pay up and shut up.
In this case, it is either going to be Ford or more likely, Bosch.
That all happens in background, as the moment you file an insurance claim, you have granted the insurer subrogation rights.
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