t-train
Feb 10, 2025Explorer II
January 2026
My wife is going to retire from her full time job. Spring of 2026 I’m thinking about quitting my job so we can spent 2026 traveling and camping for the year while we are still our healthy.
If you can make the finances work...do it. As you say, your health won't be better waiting a few years. We started at age 37 (semi-retired still worked part time remotely) and fully retired a couple years ago at 52.
A big question is are you going to try to maintain the house? It's really quite cheap full timing (or at least it can be) but if you keep the house, that negates most of the potential savings.
We will keep the house. If we would move south to escape the winters then we would sell the house. I will be 60 and my wife will be 59 in 2026. My wife worked for a school district for 25 years. We have been living frugal all our lives.
Run the numbers.
Make sure to factor in upkeep and maintenance on the house...potentially shifting some from DIY to paying someone as you will be away a lot and as you age, you may no longer be capable at some point.
It can certainly be done just depends on your finances.