That is correct. We had to have a window replaced with single pane glass in Mexico, $60 US, and decided to have the body and paint work done too. Total for that was $90 US. By the time the adjuster checked out the two dents in interior walls, the glass that will always be scattered through the coach, and the replacement of the window with the correct glass in the US, we received a check for over $3600 US. The actual cost of window replacement in the US was $300. We were paid well for the suffering and huge scare we had.
Yes, we were offered to have it taken back to the US for repairs if we didn't feel good about the glass replacement. We declined.
We have met people who had their rigs flatbedded back to the US for repair by Progressive.