Forum Discussion
pawatt
Sep 30, 2014Explorer
empty_nest wrote:pawatt wrote:
Over 65 on Medicare coverage is better than any we ever had with our private insurance. It is the younger retires that face the huge medical insurance costs. I retired at 53 and medical insurance has been my biggest cost. It is the 55 - 65 age group that we are not seeing starting to snowbird. Medical costs are one of many reasons I think we are not seeing much of this age group as well as RV parks not adapting to the interests of younger snowbirds, no or lost pensions and other reasons. In the park we go to I would say the average is well over 65, maybe 70.
I want to retire in about 18 mos. at age 63 and then migrate to Texas for the winters, but the health insurance is the one thing that is still a big ??
Insurance will be costly where ever your are until you reach Medicare age. I currently pay $515.00 a month for a $3500. deductible Blue Cross Blue Shield Plan for myself only, my wife has other insurance. This was about a $200.00 reduction in cost for me since the ACA, no subsidies. Be sure what ever insurance you get covers you in the states you plan to be, many only provide limited emergency room coverage and maybe urgent care. Tell your agent & provider your plans and make sure you have coverage. We travel all over the USA and BC/BS has plans that work but are more expensive than some.
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