Me Again wrote:
If it is used and 2x4 vs new 4x4, the difference should be more that 12K. Value at resell will go down much faster for a 2x4. Chris
Right here! ^^^^ Price the 4x4 option on a new 3500. It's right at that $12K mark. Plus, used 4x2s are tough to unload across most of the country. Here in Wyoming, I doubt you could find a new one on a lot statewide. Nobody wants them here. If you're willing to buy a used 4x2, you should be able to find a real bargain, and what you've found doesn't sound like a bargain at all.
I've had a couple 4x2s. The first one was back in '68, and 4x4s weren't that popular then, plus it was a pricy option that often wasn't the most reliable. (I've got 150K+ miles on my 2000 F250 and have never touched the front end.) I also bought a used '88 Chevy 2500 4x2 years ago. I got it because it was so cheap. Both of those did the job. I got stuck a few times, and there were places I couldn't go because I didn't have 4x4, but I got by. You could too.
But I don't think I'd ever buy another pickup that wasn't 4x4. I use it and the low range pretty often, summer and winter -- wet, slippery roads, paths that sometimes become muddy, trails where I'm crawling over boulders and whatnot. I use it as my daily driver for work because it'll most always get me wherever I need to be, for towing, and for firewood hunting, etc. once we make camp.