Old-Biscuit wrote:
Kentucky has been accepting Florida C.O.Ds for YEARS. You send in the C.O.D. to the transportation cabinet, submit two notarized body-shop estimates to repair the vehicle, along with 2 photos of the car showing the damage, and in turn, they send you a Kentucky Salvage title. From there, you just repair the vehicle, have it inspected (They only write down your VIN and check the mileage for your inspection. They don't actually inspect the work itself) and send in your receipts and a notarized labor statement. From there, you'll get a letter in the mail that allows you to register the vehicle and receive a Kentucky Rebuilt Title.
Only catch......you have to be a KY resident
This guy is absolutely correct, I found an amazing deal on an RV and was crushed when I seen the title was a CoD.
I "HMMMM USED TO LIVE IN ILLINOIS" when I found this out. I called Kentucky Transportation and they said I had to be a resident. So I packed up everything I owned and moved to Paducah, KY. Which was conveniently 2 hours away from me.
So now that I live at PO BOX XXX, I walked into the Clerks Office with 2 photos of Damage, 2 estimates of Repairs, and the salvage pull receipt.
30 days later I received a salvage title, then I repaired the vehicle and submitted the receipt of repairs with 2 photos of repairs and 30 days later I received a "Rebuilt Title".
Warning, the title still show the CoD, Salvage, and Rebuilt Status.
Not all states will allow you to register these titles! I suggest you check with your local transportation board and not the DMV, they know nothing, and I mean nothing!
I was specifically told that if I went to Florida or California with this vehicle it would be impounded and I would be fined. Now, that would require a cop to pull me over and run the VIN during a normal traffic stop. This is rare, but I have seen it done to me on several occasions.
Florida is really big on this when it comes to RV's given that it is Snow Bird RV country. They may not check a VIN on your car, but they usually do on RV traffic stops.
P.S. I think this is a scam by insurance companies. I hate when big companies lobby Washington to stick it to the little man. How else could they get away with this. The reason this RV was CoD was because of a large scratch in the paint because it was by all means flawless otherwise. Re-painting it would cost 15-25 thousand so they did this to screw the original owner.
IF I CAN ASSIST SOMEONE IN CORRECTING THIS SITUATION I WOULD GLADLY DO IT, NOT EVERYONE IS FORTUNATE ENOUGH TO LIVE NEAR KY. CONTACT ME IF YOU NEED HELP!
(ronpbaker hotmail com) if you can not figure that out then you need more help than I can give you
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