extended RV warranties

DutchmenSport wrote:
Basically, if you damage it yourself, it's not covered. Now, how do they determine what YOU have damaged and what is a result of inferior craftsmanship?

It can go on and on.

Yes, they will try to get out of any claim. I'm talking about a non covered item failing and causing damage to a covered item.
Will that negate the coverage on everything?

The dealer will thank you for buying a high commission product from them.

And if any plan offers a refund if not used run away! We had one and when we applied for the refund they went out of business. Thousands of us lost our money.

Also, you buy a 5 yr service contract. That first one or two years is already covered by the manufacturer. Now what are you paying for is an expensive three year contract.

I thank everyone for taking the time to replay on my post. I would appreciate it if you would give me an idea of what is the best one to buy and gamble on. I'm thinking Good Sams but the high cost is holding me back. There must be some out there just as good or better for less money.

this also needs to be done ,you have to keep the records of all the normal maintence that the manufacture says needs to be done. there just not a good buy.

DutchmenSport wrote:
What convinced us to go with the extended warranty and a few other bells and whistles was when the sales lady showed us the price of labor at their RV dealership is now $110 an hour, (snipped)

The shop where my brother has his plane worked on only charges $90/hr... Which requires a more skilled technician and which is pure greed?

Lyle

gbopp wrote:

Lwiddis wrote:
Read the contract twice and slowly. And are preexisting problems covered?

And, what are the exclusions..

Basically, if you damage it yourself, it's not covered. Now, how do they determine what YOU have damaged and what is a result of inferior craftsmanship?

You hitch up your trailer, you take off down the road. You end up on a very bad gravel road. You hit a massive hole, hard, and the trailer tire hits hard. Now you have a bent rim. Who's at fault here? You the owner for being in such a situation in the first place, or "they" the manufacturer because the rim did not hold up under "normal" conditions. What's considered "normal". The warranty companies will do their best to determine the failure was a result of your negligence due to abuse on the camper, or negligence due to lack of standard-customary maintenance. That's the "exclusion" where you loose.

They can blame a failed refrigerator on you because you drove over bouncy roads and all the bouncing killed the refrigerator... your fault.

They can blame a leaky roof on your failure to take the camper in for service once a year for an inspection and now the calking is cracked causing a leak. It's your fault you didn't pay attention to it.

They can blame the radio going out because you connected to shore power and got a surge and it blew the radio. Not their fault ... yours.

It can go on and on.

Lwiddis wrote:
Read the contract twice and slowly. And are preexisting problems covered?

And, what are the exclusions..

What convinced us to go with the extended warranty and a few other bells and whistles was when the sales lady showed us the price of labor at their RV dealership is now $110 an hour, in addition to the cost to replace or fix anything that may fail. She also pointed out that the electronics (not just the radio, but the entire camper electronics) is pretty sophisticated. Considering it had a 6 point self-leveling system, and everything from tank heaters to an inverted for the refrigerator, 2 batteries, and the list just went on and on, I realized how one failed item could cost a small fortune to fix or replace, so we went with it this time round.

As with any type of insurance or extended warranty... you, the owner, are gambling something will break and you'll need the service. They, the warranty-insurance company, is taking a gamble that nothing will break, or if it does some kind of exclusion will keep them from having to pay out.

It is a "gamble". You ARE playing the odds if you get the extended warranties or not. In the end, it's about your own level of comfort and peace of mind.