Fifth wheel ins? Liability?
I am confused about ins coverage. I used to have my vehicles all insured with Hartford (thru AARP) This included my new PU truck 2007 chev HHR and a 2000 Alpenlite 5th wheel. When I had bought the fif...
Forum Discussion
I have an insurance questions regarding full timing vs. anything other than full timing (weekend, etc.). I'm really only concerned with liability (slip and fall) as well as my own negligence such as injuring folks on the highway in an auto accident. I'm not willing to be in violation of insurance contracts (policies) because I've found that when claims get big, insurance companies will lawyer up and do anything they can to avoid paying a claim.
As someone planning to be a FULL TIMER, are the available insurance companies covering this use of an RV (5er)? I haven't reviewed any of these contracts yet, but if any exclusions exist for what the policy defines as full timing, that would be of great interest to me. I don't intend to have any sticks and brick home; just a mail service address, and I suspect this would be the means of defining a full timer. I gather this use also has implications for RV manufacturer warranties.
Thoughts?
As someone planning to be a FULL TIMER, are the available insurance companies covering this use of an RV (5er)? I haven't reviewed any of these contracts yet, but if any exclusions exist for what the policy defines as full timing, that would be of great interest to me. I don't intend to have any sticks and brick home; just a mail service address, and I suspect this would be the means of defining a full timer. I gather this use also has implications for RV manufacturer warranties.
Thoughts?
