Forum Discussion
ependydad
Nov 18, 2019Explorer
I 100% agree with KPetrick, you absolutely need a fulltimer policy that covers your personal property. Additionally, and he can correct me if I'm wrong, you want "trip interruption" that covers a hotel stay if you're displaced from your rig. Insurance is where I've seen fulltimers get burned in the past.
As for costs, here's an article on "How much does fulltiming cost?":
https://learntorv.com/cost-of-fulltiming/
The short version is, "it depends". Some places I've stayed at were $350/month, others were (and I paid) $1,100/month, and I've calculated other luxury places at $3,000-6,000+ per month. I have friends who do the $3,500/month at Disney's Fort Wilderness for a few months each winter.
So, it truly comes down to where you want to be, what you want to be near, what level of luxuries you want.
When I initially started my budget, I planned for $50/night. We move on average every 8 nights. I utilize Thousand Trails whenever possible. My breakdown over each year:
- 2015 (6 months): $32/night
- 2016: $45/night
- 2017: $44/night
- 2018: $20/night
- 2019 (so far): $15/night
The difference is where we stayed. The $32/night, I focused on inexpensive offerings and using my Thousand Trails membership.
The $45 and $44 years were Disney's Fort Wilderness for multiple weeks and extensive travel.
For 2018, I got hit with a layoff notice and needed to save money, so I focused on TT parks.
And for 2019, we are in debt paydown mode and have been focusing on cheap stays as much as possible though we did travel west to Albuquerque for the Balloon Fiesta.
As for costs, here's an article on "How much does fulltiming cost?":
https://learntorv.com/cost-of-fulltiming/
The short version is, "it depends". Some places I've stayed at were $350/month, others were (and I paid) $1,100/month, and I've calculated other luxury places at $3,000-6,000+ per month. I have friends who do the $3,500/month at Disney's Fort Wilderness for a few months each winter.
So, it truly comes down to where you want to be, what you want to be near, what level of luxuries you want.
When I initially started my budget, I planned for $50/night. We move on average every 8 nights. I utilize Thousand Trails whenever possible. My breakdown over each year:
- 2015 (6 months): $32/night
- 2016: $45/night
- 2017: $44/night
- 2018: $20/night
- 2019 (so far): $15/night
The difference is where we stayed. The $32/night, I focused on inexpensive offerings and using my Thousand Trails membership.
The $45 and $44 years were Disney's Fort Wilderness for multiple weeks and extensive travel.
For 2018, I got hit with a layoff notice and needed to save money, so I focused on TT parks.
And for 2019, we are in debt paydown mode and have been focusing on cheap stays as much as possible though we did travel west to Albuquerque for the Balloon Fiesta.
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