Insurance Question

We are paying for full coverage with replacement cost valued, glass coverage etc. We also have it included with our auto policy, total of two trucks, and one 2015 Grand Design fifth wheel, $50k and the cost listed on my declarations page is $272 every 6 months or $544 per year. Of course we have discounts due to home and vehicles along with other discounts as we all have, (credit union, CDL, own home, parked at home, recreational use, etc. ) So that is mine with National General through Good Sam. We have been super happy through the years, had one claim and without any issues for it. So that is us, Good Luck & Be Safe ! ! !