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lovemy5thwheel's avatar
lovemy5thwheel
Explorer
Jul 12, 2017

Question: New RV... Need insurace

Question: I need to insure a 2018 5er RV ie fire/theft etc. Not insurance to tow it. It will not be towed, it will be stationary. Weekend use only. A questions I see on websites is this a destination rv? Do I answer yes? Do they kill you in $$ if you keep it on a site or is it a discount because you are not towing Anything else I should be aware of? Things I should or should not say. Also I am in MA . If you are also in MA who are you insuring with? I am open to calling around and getting quotes.

Thanks in advance
  • 1jeep's avatar
    1jeep
    Explorer II
    Jul 12, 2017
    Best bet is to contact your agent or company that insures your vehicles, I got a competitive price from mine.
  • kerrlakeRoo's avatar
    kerrlakeRoo
    Explorer
    Jul 12, 2017
    Ma. has very specific insurance rules. They require all insurance be with Mass based companies and that they comply with those rules. So You must work with a company specifically set up to work there.
    Yes, I know National companies write insurance there, But they all do it through a Mass subsidiary in order to comply with the Mass rules.
    In short, talk to a local salesperson.
  • ScottG's avatar
    ScottG
    Nomad
    Jul 12, 2017
    Just an FYI, you don't need any other ins. to tow it. Liability is covered by the tow vehicles ins.
  • Lwiddis's avatar
    Lwiddis
    Explorer II
    Jul 12, 2017
    "Do they kill you in $$ if you keep it on a site or is it a discount because you are not towing"

    Seems like it doesn't matter what insurance companies do since it will be stationary and needs to be insured.

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