I've been reading on other forums that the regular towing coverage on a policy will not really cover towing a FW. I have Safeco and pay $18 per year for Roadside Assistance. I just called to see if that covered a tow truck for both the TV and the FW and the lady I talked to (not an agent) told me yes that it was fully covered. I asked if there was a mileage limit and she read me the paragraph off the website: "If your RV becomes uninhabitable, your coverage includes housing and transportation costs. It also covers the loss of personal property from your RV." It doesn't say anything about a mileage cap or unlimited mileage and when I pressed her, the girl said she would have to find out.My question is for anyone with Safeco. Have you ever had to use the towing and was there a limit of any sort?If it does cover 100%, why would anyone pay $179 per year for Coach Net?

Graycat wrote:I've been reading on other forums that the regular towing coverage on a policy will not really cover towing a FW. I have Safeco and pay $18 per year for Roadside Assistance. I just called to see if that covered a tow truck for both the TV and the FW and the lady I talked to (not an agent) told me yes that it was fully covered. I asked if there was a mileage limit and she read me the paragraph off the website: "If your RV becomes uninhabitable, your coverage includes housing and transportation costs. It also covers the loss of personal property from your RV." It doesn't say anything about a mileage cap or unlimited mileage and when I pressed her, the girl said she would have to find out.My question is for anyone with Safeco. Have you ever had to use the towing and was there a limit of any sort?If it does cover 100%, why would anyone pay $179 per year for Coach Net?The fact that the agent could not answer your question about unlimited milage is your answer!!! Good Sam is the only plan that offers unlimited towing mileage.

This is a little OT but I had Safeco on my Fifth Wheel Toy Hauler that was totaled in Irma. All I can say is everyone that I dealt with from beginning to end were very nice and caring. I also felt that the payout amount was fair.

Graycat wrote:I've been reading on other forums that the regular towing coverage on a policy will not really cover towing a FW. I have Safeco and pay $18 per year for Roadside Assistance. I just called to see if that covered a tow truck for both the TV and the FW and the lady I talked to (not an agent) told me yes that it was fully covered. I asked if there was a mileage limit and she read me the paragraph off the website: "If your RV becomes uninhabitable, your coverage includes housing and transportation costs. It also covers the loss of personal property from your RV." It doesn't say anything about a mileage cap or unlimited mileage and when I pressed her, the girl said she would have to find out.My question is for anyone with Safeco. Have you ever had to use the towing and was there a limit of any sort?If it does cover 100%, why would anyone pay $179 per year for Coach Net?"If your RV becomes uninhabitable ......OK - so your tow vehicle brakes down. You need it AND your perfectly fine (INHABITABLE) 5th wheel towed.IMO - the policy does *not* cover this (simple) situation.Ask - your source AND also ask if you can call the (real) provider which will be one of the national motor clubs who underwrite ERS and towing.(ie; NOT Coach Net, or GS, etc.)BTW - ERS is *NOT* the same as the poster indicating his Safeco insured RV was destroyed (which obviously rendered it UN-inhabitable).Why most folks have CN, GS, US Rider, (etc.) Emergency Road Service("ERS")RE-read the fine print, pin 'em down - make sure YOU see/have it in writing.~

Good point Dtank. I'll make another call tomorrow.

If you can, correspond with them via Email - having it in writing might come in handy if there is a problem.Bill

Safeco Insurance - towing coverage? | Good Sam Community

TugCE
Explorer
Oct 11, 2017
This is a little OT but I had Safeco on my Fifth Wheel Toy Hauler that was totaled in Irma. All I can say is everyone that I dealt with from beginning to end were very nice and caring. I also felt that the payout amount was fair.
MarkTwain
Explorer
Oct 10, 2017
Graycat wrote:
I've been reading on other forums that the regular towing coverage on a policy will not really cover towing a FW. I have Safeco and pay $18 per year for Roadside Assistance. I just called to see if that covered a tow truck for both the TV and the FW and the lady I talked to (not an agent) told me yes that it was fully covered. I asked if there was a mileage limit and she read me the paragraph off the website: "If your RV becomes uninhabitable, your coverage includes housing and transportation costs. It also covers the loss of personal property from your RV." It doesn't say anything about a mileage cap or unlimited mileage and when I pressed her, the girl said she would have to find out.

My question is for anyone with Safeco. Have you ever had to use the towing and was there a limit of any sort?

If it does cover 100%, why would anyone pay $179 per year for Coach Net?

The fact that the agent could not answer your question about unlimited milage is your answer!!! Good Sam is the only plan that offers unlimited towing mileage.

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