Trailers, Trucks and Toy's Oh My...

G. Allen wrote:
Greetings Everyone!

My wife and I have been saving money for a couple of years and we are looking at replacing our Truck and looking at purchasing a toy hauler with a 4 seat side by side.

I've done exhaustive research on the products (trailers, Trucks and Toys) What I didn't consider was the impact to our credit when we make these purchases. Has anyone on here just gone "All In" so to speak with going into this? Do I need to plan on buying all items within short succession of one another?

Our buying power is not an issue for us as we have great credit and the ability to pay for said items.

Below is what we are looking at, I would appreciate your thoughts on any of these if you have them. I'm not a brand loyalist when it comes to trucks, I have a 2017 Dodge 1500 right now. I picked the Ford because I like the options better than the new 3500 Dodge Dually's.

2020- Grand Design Momentum 381M
2019/2020- Ford 450
2020- Can Am Maverick X3 Max



Thanks for your consideration, I'm looking forward to being a part of this community!!!

Glen

One hidden cost to be aware of is the insurance for the F450. When I got my insurance for my RAM 3500 dually, a couple sources told me that I was on the cusp of not being insurable through my private policy because the truck was too big to be used non-commercially.

I'm sure there are carriers that would write the policy, but you'd lose out on your multiple-policy discounts, etc. Just something to keep an eye on.

Good luck with your shopping.