Truck stops.

bpounds wrote:
"...the clientele questionable..."

I agree...especially those RVing hippies. Bunch of retired, pencil pushers, driving rigs they have no business driving...acting like everyone is on vacation and shouldn't be in a hurry. Treating me,like I am some type of 3rd class citizen, who shouldn't be allowed to occupy a space near them. They should have to get a special license so they KNOW how to manuever around tight spaces---tired of them "practicing" in front of me.

Can we be a bit less stereotypical?

Are you really shocked that you drive in to a TRUCK STOP and find TRUCKERS at the fuel pumps???????

OP... Truckers are on a 14hr clock. Once the clock starts, it does NOT stop until they take a mandated break. In otherwords, we have no patients for people that hold us up. We already have to many drivers taking their 30 minute break on the island (running joke at the truck stops, based on truthful actions of some).

Fuel, pull forward so the next in line can fuel while you get a receipt or preform a quick fluid exchange. Then move out of the way. I can put on 200 gallon, get a receipt, make a quick bladder check, be back on the road in under 15 minutes-----if I am not held up.

MOST truck drivers understand why you are using the "big truck" island. We respect the space you need, as long as you respect the space we need.

Everyone gets along, if we leave our prejudices in the cab.

fj12ryder wrote:
So why are gas stations any different than any other e-commerce business. I've never had any problems with any automated processes except at gas stations. Are they so much different than other e-commerce businesses?

The answer to that is self evident: $75 to $100 is enough for the average commuter consumer fuel tank fill up, so there is a natural cap that can be put on the transaction to account for the actuarial calculation and still allow transactions to flow naturally.

Try to do the same for ecom transactions.

Hence the existence of a credit card subset at the trucker pumps, it changes the risk profile.

Jeez...been pulling RVs, boat, trailers, etc. for years and never even thought about filling up. Just always pulled into wherever and proceeded to get gas. Paid at the pump or inside and left. One thing I did learn a long time ago was to never use the first station as you get into town or the last station as you're leaving. Probably doesn't apply to interstates.

SidecarFlip wrote:
1. Put your credit card in the slot on the pump
2. Remove the nozzle (if you have a diesel make sute you put the green nozzle in the filler
3. Turn on the pump
4. Fill your tank
5. Replace the nozzle when the tank is full
6. Get a receipt (if you want otne)
7. Pull away from the pump and motor on..

:S

We stay away from Flying J/ Petro.
We use Loves and TA if we use truck stops normally we are not near any as we travel more of the back roads.

On our first trip with the fifth-wheel I will have a bigger truck than I ever have had and a whole lot bigger camper than I have ever had, Because of the double bigger I am planning on using truck stops and semi lanes. When I get some miles under my belt I will try smaller stations a little farther down the road from the exits. I do plan on getting one of the fuel apps and maybe a Pilot/FJ card.

So why are gas stations any different than any other e-commerce business. I've never had any problems with any automated processes except at gas stations. Are they so much different than other e-commerce businesses?

fj12ryder wrote:
That sounds reasonable but I don't think so. I can go inside, leave my card and fill my tank with over the $100 limit with no issues. If it was worry about fraudulent transactions reimbursement, then it shouldn't work then either. They simply wouldn't allow any charges more than their reimbursement limit.

That's part of the fraud protection process, the merchant is supposed to check the card against the holder, which they cannot do when swiping at the pump. Not saying that the clerk actually does the check, but that's the whole idea why the pump will spin past $100 when you go inside vs swiping it: the card holder has been verified.

Same concept with ecommerce vs in store credit card transcactions: the fee by the credit card processor is higher on ecommerce than it is on in person transactions. There is the implicit assumption that the clerk is making sure the person in front of them is the one who owns the card, hence the lower fee (because there actually is less fraud with in person vs not in person transactions). The hoops you have to jump through to get reimbursed as a merchant are much lower when the transaction was done in person, too, vs when the card "is not present."

These fees and mandates regarding fraud reimbursement are not set by the gas station. My company handles both ecom and in person transactions, that's why I'm so familiar with credit card processor and issuer policy.

That sounds reasonable but I don't think so. I can go inside, leave my card and fill my tank with over the $100 limit with no issues. If it was worry about fraudulent transactions reimbursement, then it shouldn't work then either. They simply wouldn't allow any charges more than their reimbursement limit.

fj12ryder wrote:
The $100 cap is not at the behest of the CC companies. It is the particular gas station/company that sets that. Some places set it at $75, some at $100. But it's not the CC company.

Kind of, but not really. The reimbursement cap comes from the credit card companies. If a fraudulent transaction happens, that's the most the credit card companies will reimburse the station, hence the choice of the stations to limit to that amount.