Luckily we don't need the money right now and are currently
having a house built that should be complete by the end of the year.
You were given an address for the house being built so really you have no problem. Use THAT address and go to your local post office and have your mail forwarded for 6 months. If house is not done you can have your mail forwarded for another 6 months.
Actually you can do that right on line. AND the post office will forward it ANYWHERE.
BUT if this happens to my Bank Account or any of the several other accounts we have we could be for lack of a better term screwed.
Yes. And here is a tip regarding bank accounts for those that don't have a real address.
They are clamping down and due to the id act/patriot act, they, the gov is using a data base that recognizes mailing services as NOT a real address. This data base is being accessed by banks, etc.
This has happened to me. I left my bank account in my sticks address and went e-billing, banking on line.
Worked fine Until......your cards expire and they send the new ones to your old address, are returned back to the bank and they can not forward them. They are destroyed.
I was 'forced' to update my bank account address when my debit cards expired so I could receive the new card thru my mailing service.
I called the 800 number for my bank and in 1 second flat it came back as NOT being a real address. I panicked now I am 3,000 miles from home and no access to my money because my cards had expired. I told them they must be wrong and said to not change the address.
The answer to this problem which you will have when your cards expire is to call your old 'local' bank phone number and change your address thru them.
They changed my address and were not 'required' to run it thru the gov data base as the main bank via the 800 number is.