Costs that go away, costs that stay

And the big one that most folks ignore or don't think affects the long term financial picture.Rv Depreciation.Stick homes vary up and down but long term appreciate in value,Rv's never appreciate.It starts as soon as you sign the bill of sale.

Our fuel costs and campground costs are the most expensive, depending on how much we travel and what type of campgrounds we choose. We try to keep camping at $30 per night or less average. Some trips are much higher and some are lower depending on the area. For example California and the northeast commercial campgrounds seem to be more expensive than the south and southwest.

Insurance for an RV and Fulltimer insurance are different things (At least with Progressive it is). Fulltimer insurance covers a lot more.

For health insurance, if you will be traveling, a PPO with a nationwide plan is a lot better (but more expensive) than a local HMO. We carry Blue Cross as they have an extremely large nationwide plan that also covers international travel. For prescriptions, we use Walmart. I get a year's worth prescription, drop it off at the local Walmart, then use their on line service to fill it where ever I happen to be. My Dr. wrote scrips for pain killers and antibiotics that I carry with me 'just in case.'

For internet, we have been using our unlimited date plan cell phones. So our cost is the same as it was in the S&B. Occasionally one might run into a good WiFi signal at a campground, but it is not reliable enough to count on.

In less you are wintering in a cold state LP cost is so low it is not worth being a separate budget item.

However if you like most full timers camp by the month then electric costs will be an item

Remember that almost all campgrounds including most KOA's have a weekly rate that is usually stay 6 get 7 day for free - this is a 14% discount

Internet costs will go up for much less service.

At home you most likely have a high speed connection with unlimited access. On the road, you will have a plan limited to 5GB, 10GB or 20GB per month, and will be dependent upon the quality of the wireless telephone network connection.

Things like streaming movies or music will become too expensive to even attempt.

Yes, you can use some campground or public wifi, but those are often heavily used and not really reliable.

I will not do banking/ bill paying over a public network. I use my smart phone hotspot for those functions.

:) :) Medicare and supplement will be the same in all states for us. :) Your plan looks like what we figured out. I can tell you, after 6 months, the worry about the house back home (hard winters....snow, freezing) has gone away....and we LOVE it!!

good point on the healthcare. I had not thought about how that works from state to state.

Maybe plan a little larger increase in your rig insurance going FT vs current. We found our insurance to full-time about what it cost us to insure our house which includes personal liability. Not sure what your current cost is.

The one you don't mention is healthcare. You will need to insure that your current plan has availability wherever you travel, and have a plan to get meds shipped (or bought locally) if you take any. Otherwise, your comparison looks pretty good.